2024 January Market Review

2023 was an interesting year in the equity and fixed income markets. Check out AssetGrade’s review of the markets for 2023. Learn more about the markets, inflation, resilient US consumer, and importance of staying invested.

Learn More Here

Read More

Three Simple Estate Planning Tips

BY: KATE HENNESSY, CFP®

Some people associate estate planning with death, others feel it is time consuming and costly, it doesn’t have to be.  Here are three estate planning tips to help you start protecting your assets for you and your loved ones:

Read More

Five Year-End Tax Tips

BY: SUSAN POWERS, CFA, CPA, CFP®, CPFA®

As we approach year end, here are five tax tips to help minimize your tax liabilities and make the most of your financial situation:

Read More

How to Fight Inflation Through TIPS or I Bonds

BY: PATRICK R. COTE CFACFP®

With higher inflation continuing to persist, there are two main investment options that have become attractive in order to generate returns greater than the inflation rate.

For emergency funds, it is a good idea to keep your money in safe and accessible investments.  We mentioned I bonds a couple of years ago, when they were paying out up to 9%, which was attractive back then compared with bank account rates of near zero!

Read More

Third Quarter 2023

Check out AssetGrade’s review of the markets for the Third Quarter 2023. Learn more about the challenges markets faced this quarter and what to consider as we look toward year end.

Read More

Getting Started with “The Essential Investor”

By: Patrick R. Cote CFA, CFP®

Many of our clients have asked us how they or their family members can best learn the basics of investing.  They don’t necessarily want to start making trades themselves, however they do want to understand the key elements of investing.  The challenge in doing so is that there is so much information available that it is not clear where to start.

Read More

Smart Spending Strategies for Kids

By: Kate Hennessy, CFP®

Our daughters like to spend money and since we fund most of their purchases, it’s difficult for my husband and me to quantify how much they spend each week.  Like most of us, our kids spend money on items that bring them joy, such as ice cream and beauty products.

Read More

Dream Vacation – What is Yours?

BY: SUSAN POWERS, CFACPACFP®, CPFA®

Travel is up 25% over last year with 85% of adults planning to travel this summer.  The average cost of a dream vacation for two can vary greatly depending on factors such as the destination, duration of the trip, type of accommodation, and personal preferences. 

Read More

You Need a Reason to Get Out of Bed in the Morning

By: Patrick R. Cote CFA, CFP®

“You need a reason to get out of bed in the morning.”  That was the advice from a serial entrepreneur I worked for at a startup in the dot com era back in 2000.  At the time, I had asked him why he kept going, even though he was already quite wealthy.

Read More

The True Cost of Moving

By: Kate Hennessy, CFP®

As a financial planner, I often speak to my clients about life’s big transitions.  After having gone through my own major life transition this year, I decided to write about what’s involved with selling a home – the cost of moving and the factors to consider when allocating your sale proceeds to your new mortgage.  Let’s tackle cost first.  The first thing most people think about when preparing to sell a home, is how much they may profit from the transaction.

Read More

Do You Need a New Advisor?

BY: SUSAN POWERS, CFACPACFP®, CPFA®

Have you relocated recently?  Do you find yourself wishing you could sit down and talk with someone in person?  Maybe you are contemplating an early retirement or will be receiving an inheritance.  Do you have an advisor you can call that knows you and is there to answer your questions?

Read More