Pat is focused on helping HENRYs (High Earners, Not Rich Yet) build and execute their financial roadmap. Prior to launching AssetGrade in 2013, Pat held a number of executive roles at Fidelity Investments, including running operations for communications and investment reviews for more than 13,000 clients with retirement plan assets totaling more than $600 billion. Pat also ran strategy and acquisitions for OneShield, a KKR-backed insurance software and services provider. He is a former strategy consultant from Bain & Company in London and Boston. Pat is a Chartered Financial Analyst® and earned his MBA from the Wharton School of the University of Pennsylvania and his undergraduate degree from McGill University.
Why AssetGrade? AssetGrade is built on the belief that investing and managing our client’s assets and plans should be a personal and seamless experience. We help ensure you’re on the right path through sophisticated financial planning, investment management and retirement plan consulting. AssetGrade is a fee-only Registered Investment Advisor working with clients having at least $250K in investable assets across their portfolio, including 401(k), IRA and brokerage accounts. Our focus is on HENRYs (High Earners, Not Rich Yet) and small businesses.
We are passionate about providing personal service and a tailored approach typically only available for very wealthy families and larger businesses.
Patrick R. Côté, CFA®
Susan L. Powers, CFA®, CPA, CFP®, CPFA
Susan is focused on helping business owners and women investors define and achieve their financial goals. Prior to joining AssetGrade as a Partner, Susan held a number of senior executive positions during her seventeen-year tenure with Fidelity Investments. Most recently, she led a national team of investment consultants focused on servicing the needs of 2,745 corporate and tax-exempt clients with $1.2 trillion in assets, providing an array of investment services and solutions for their retirement plans. Susan previously managed the employee benefits division of a national bank trust department. She also worked in public accounting focusing primarily on personal trusts and estate planning. Susan is a CFA®, CPA, CFP® and CPFA and has an MS in Finance and Economics from West Texas A&M University.
Kate has 19 years experience in the financial services industry primarily focused on servicing retirement plans. Before joining AssetGrade in 2016, she was with Fidelity Investments for 15 years in various client services, research, and management roles. During her time at Fidelity she led a team of 8 Investment Consultants in the Midwest focused on servicing the needs of over 500 corporate and tax-exempt clients with over $200 billion in assets. Kate’s team serviced 401k and tax-exempt plans that ranged from $3 million to $5 billion in assets. At Fidelity Kate was an industry speaker and participated in discussions about employee benefits. Prior to her time at Fidelity, Kate spent 4 years at Northern Trust in Chicago providing client service to corporate trust clients with $47 billion in assets. Kate received her B.A. from St. Mary’s College of Notre Dame and has earned her Series 65 license. Kate also serves as a Director on the Board of the Oak Bank in Chicago.
Gregory S. Mand
Board of Advisors
Greg Mand is a senior business development executive with experience leading strategy, product development, and partnership efforts for companies including Phunware (mobile), Zynga (gaming), Ustream (live video), Mevio (podcasting), and Lonely Planet (travel). Skilled in representing new companies and platforms to enterprise partners, Greg launched Zynga’s branded in-game advertising platform, developed Ustream’s self-serve white-label live video product, and created Mevio’s custom integration marketing program. His experience includes sourcing, negotiating, and closing agreements with partners including MTV, Universal Studios, HBO, Hearst, Nokia, TiVo, Procter & Gamble, and Johnson & Johnson. Greg received his MBA from the Wharton School and his undergraduate degree from the University of Virginia.
Board of Advisors
Jonathan joined KraneFunds in October 2015 as a Managing Partner. Jonathan has spent the majority of his career managing investment portfolios and diverse teams at leading asset management organizations. Most recently, he was the Chief Investment Officer of a 40-person global Specialized Strategies Team at J.P. Morgan with $40 billion AUM. Prior to joining J.P. Morgan, Jonathan spent ten years as a portfolio manager at Fidelity Investments where he was responsible for the investment performance, process and evolution of their target-date strategies for retirement savings, college savings and income generation. Jonathan managed over $150 billion in assets for over five million shareholders in the Freedom Funds series.
Jonathan received a bachelor of business administration degree in actuarial science from the Fox School of Business and Management at Temple University. A Fellow of the Society of Actuaries and Chartered Financial Analyst charter holder, Jonathan is a member of the American Academy of Actuaries and member of the CFA Institute.
Christopher P. Sullivan
Board of Advisors
Chris brings 25 years of significant leadership in the investment industry. He was President of the Fidelity Bond Group, overseeing more than $170 billion in assets, as well as Head of Institutional Fixed Income. Chris was previously co-head of U.S. Fixed Income for Goldman Sachs Asset Management. He is a former executive vice president of Pacific Investment Management Company (PIMCO), where he was a senior member of their Account Management group. Previously, he managed equity portfolios and mutual funds at Hawaiian Trust Company and Dimensional Fund Advisors.